Wednesday, March 5, 2008

Development Credit Bank tie up with ICICI Bank enters credit card business

Private-sector lender Development Credit Bank tied up with ICICI Bank to get into credit card business. The ICICI Bank will be handling its credit card venture.

"The credit card market in India is currently under-penetrated and growth in this segment is expected to be high," DCB Managing Director and CEO Gautam Vir said.

He said currently bank is having 4.5 lakh customers and about 50,000 customers are expected to take the card which will be called "DCB Advantage Credit Card".

Meanwhile, Sachin Khandelwal, head, cards product group of ICICI Bank said previously credit card holders preferred revolving credit. But revolving credit attracts higher interest rate. He further added that now many of the card holders have started resorting to convert their dues into equated monthly installments which attract interest rate of only 20 per cent.

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